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Our Team


David Macari
Vice President, Commercial Underwriting and Product Development

David is an experienced bilingual professional with a demonstrated history of over 35+ years working in the insurance and reinsurance industry both in Underwriting and Portfolio/Risk Management positions. He also has extensive experience working in U.S. domestic business as well as international business in the Caribbean and Latin American territories.

David began his career with Nationwide Insurance and went on to work in the reinsurance sector with Employers Reinsurance Corporation (part of General Electric before sale to Swiss Re) and with Swiss Reinsurance. He also had the opportunity to work with recognized international insurers of Royal & SunAlliance (RSA) and QBE Insurance.

David holds a Bachelor of Science in Business Administration from the University of Florida in Gainesville, Florida. He also obtained insurance industry certifications from Chartered Property & Casualty Underwriter (CPCU) and Associate in Reinsurance (ARe). In addition, he obtained certification as a Certified Risk Manager (CRM) and obtained his Black Belt Six Sigma certification.



Ena Mahibir
Underwriting Manager

Ena began her career with National Insurance Company and worked for Managing General Agencies including Program Underwriters, Unamark Insurance Company and All Risk Insurance Company.

Ena brings superb analytical and communication skills to Capacity with exceptional experience in research and classification. During her 20+ years as a Commercial Underwriter she has become very knowledgeable in risk analysis and selection with remarkable decision-making skills. She has a deep understanding of retention and reinsurance.

Ena holds a secondary education from Barataria Secondary School in Trinidad and Tobago and has obtained her 2-20 license and her CSR certification in the state of Florida. She continually focuses on expanding her knowledge in the insurance industry staying up-to-date on the latest updates to Florida Statue Laws.


P.O. Box 451419   •   Sunrise, FL 33345-1419   •   (866) 351-3061

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